by Money Couch | May 19, 2025 | Debt Fighters, Financial Coach, Freedom Planners, Intentional Living, Savings Starters, Tax Free Savings Account, TFSA, Wealth Builders, Young Investors
If you’re in your 20s, 30s, or even early 40s, the word “retirement” might sound like something old folks do when they’re basically winding down. Honestly, a lot of people see it as those few years between 65 and, well, the end. But guess what? There’s a fresh, modern...
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by Money Couch | Mar 17, 2025 | Budgeting, Debt Fighters, Financial Coach, Freedom Planners, Intentional Living, Savings Starters, Uniquely Canadian, Wealth Builders, Young Investors
When most people think about building wealth, they picture spreadsheets, investment returns, and complicated financial formulas. But here’s the truth: wealth is 80% habits and only 20% math. Yes, the math matters—compound interest, tax efficiency, and smart asset...
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by Money Couch | Feb 11, 2025 | Debt Fighters, Financial Coach, Freedom Planners, Savings Starters, Tax Free Savings Account, TFSA, Wealth Builders, Young Investors
An Exchange-Traded Fund (ETF) is an investment fund that trades on stock exchanges like a regular stock. Think of it as a basket of investments—it can hold a mix of stocks, bonds, or other assets, providing built-in diversification with just one purchase. Most ETFs...
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by Money Couch | Feb 8, 2025 | Debt Fighters, Freedom Planners, Investing, Savings Starters, Wealth Builders
Investing can feel overwhelming, especially when you encounter terms like “active” and “passive.” Passive investing might sound like a hands-off, boring approach, but in reality, it’s a highly effective and low-maintenance strategy that can deliver strong long-term...
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by Money Couch | Aug 26, 2024 | Credit Cards, Debt Fighters, Investing
Picture your credit card debt like a paper airplane caught in a windstorm. At first, it might have seemed light and manageable – just a simple fold here, a quick swipe there. But now it’s spinning wildly in the breeze, climbing higher and higher, completely...
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by Money Couch | Aug 9, 2024 | Budgeting, Debt Fighters
Most financial advice from the big banks starts with the same tired recommendation: “Make a budget and stick to it.” But let’s be honest—how many of us actually enjoy tracking every loonie we spend or feeling guilty about that Tim Hortons run?...
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