We’ll dive into practical tips, expert insights, and real stories to help you achieve financial wellness. Whether you’re starting out or building wealth, Couch Talk is your go-to for straightforward advice and motivation on your financial journey.
Rogers Bank is taking away the feature that turned its credit card from a very good no-fee card into something almost impossible for other Canadian cards to match. Starting November 18, 2026, Rogers will eliminate the redemption bonus that allowed eligible customers...
If you've got extra money at the end of the month, you may be facing one of the most common financial questions in Canada: should you put it against your mortgage or invest it? There isn't one answer that works for everyone. Paying down your mortgage gives you a...
For Canadian investors, understanding how investment fees impact your portfolio is critical to achieving long-term financial success. Many assume that if their financial advisor charges 1% and their mutual fund has a 1% management fee, the total cost of investing is...
Verify with a pro This article is for discussion only. Trusts can be powerful tools, but laws and tax rules change. Before setting up or changing a trust, talk with a qualified estate lawyer and accountant who understand your province’s rules and your full financial...
Managing your finances can feel overwhelming, but understanding the roles of financial professionals can simplify the process. In Canada, financial coaches and financial advisors offer distinct services, and knowing what they do—and don’t do—can help you decide which...
When people talk about investing, they often focus on stock picks, asset allocation, or trying to time the market. But for most investors—especially everyday, long-term investors—the hardest part of investing isn’t technical. It’s emotional. It’s staying the course....
If you’re in your 20s, 30s, or even early 40s, the word “retirement” might sound like something old folks do when they’re basically winding down. Honestly, a lot of people see it as those few years between 65 and, well, the end. But guess what? There’s a fresh, modern...
When it comes to retirement planning, many Canadians automatically think of their Registered Retirement Savings Plan (RRSP). However, there’s another powerful savings tool that often flies under the radar: the Tax-Free Savings Account (TFSA). With its unique...
If you’ve been following the news lately, you’ve probably noticed a familiar pattern: Markets are on edge... Stocks are swinging... And media outlets are loving every second of it. Why? Because global trade tensions are flaring again. We’re seeing the early stages of...
When most people think about building wealth, they picture spreadsheets, investment returns, and complicated financial formulas. But here’s the truth: wealth is 80% habits and only 20% math. Yes, the math matters—compound interest, tax efficiency, and smart asset...
