by Money Couch | Dec 5, 2024 | Financial Coach, Freedom Planners, Investing, Wealth Builders
Investing your hard-earned money can feel daunting, especially when choosing between mutual funds and index funds. Mutual funds often market themselves as superior, with promises of expert management and market-beating results. But here’s the truth: 90% of mutual...
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by Money Couch | Nov 28, 2024 | Financial Coach, Investing, That's Crazy!
Picture this: you’re buying your dream home. The process is smooth, and your real estate agent provides their expert guidance at no upfront cost. Sounds great, right? Here’s the catch: instead of a one-time commission, you agree to pay your agent 1-2% of...
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by Money Couch | Nov 24, 2024 | Case Studies, Investing, Savings Starters, TFSA, Uniquely Canadian, Young Investors
Courtney is 18 and about to begin her first year at university in Ontario. She works part-time at a local retailer in the mall, and while most of her friends spend their paychecks on $15 chicken sandwich combos and clothes, Courtney opts for $5 burritos and finds...
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by Money Couch | Nov 20, 2024 | Advisors, Financial Coach, Investing
Wouldn’t it be nice if your financial advisor only got paid when you made money and actually lost money when you lost? After all, your own money goes up and down with the market, so why shouldn’t theirs as well? They’d certainly work extra hard for those gains,...
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by Money Couch | Nov 9, 2024 | Investing
What if I told you that the loose change slipping into your couch cushions could make you a millionaire by the time you retire? The trick? Swap out lottery tickets for investments and let the magic of compound interest do the heavy lifting. Here’s a look at how even a...
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by Money Couch | Nov 3, 2024 | Advisors, Financial Coach, Investing, Uniquely Canadian
In this story, we meet two people, Charles and Sydney, who both wanted to grow their money over time. They started with the same amount and made similar contributions each year, but chose different ways to invest. We’ll see how their choices affected their financial...
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