by Money Couch | Dec 4, 2025 | Advisors, Freedom Planners, Investing, Uniquely Canadian, Wealth Builders
For Canadian investors, understanding how investment fees impact your portfolio is critical to achieving long-term financial success. Many assume that if their financial advisor charges 1% and their mutual fund has a 1% management fee, the total cost of investing is...
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by Money Couch | Oct 10, 2025 | Trusts, Uniquely Canadian
Verify with a pro This article is for discussion only. Trusts can be powerful tools, but laws and tax rules change. Before setting up or changing a trust, talk with a qualified estate lawyer and accountant who understand your province’s rules and your full financial...
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by Money Couch | Aug 15, 2025 | Uniquely Canadian
Managing your finances can feel overwhelming, but understanding the roles of financial professionals can simplify the process. In Canada, financial coaches and financial advisors offer distinct services, and knowing what they do—and don’t do—can help you decide which...
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by Money Couch | May 10, 2025 | TFSA, Uniquely Canadian
When it comes to retirement planning, many Canadians automatically think of their Registered Retirement Savings Plan (RRSP). However, there’s another powerful savings tool that often flies under the radar: the Tax-Free Savings Account (TFSA). With its unique...
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by Money Couch | Apr 8, 2025 | Intentional Living, Investing, Tariffs, Uniquely Canadian
If you’ve been following the news lately, you’ve probably noticed a familiar pattern: Markets are on edge… Stocks are swinging… And media outlets are loving every second of it. Why? Because global trade tensions are flaring again. We’re seeing the early...
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by Money Couch | Mar 17, 2025 | Budgeting, Debt Fighters, Financial Coach, Freedom Planners, Intentional Living, Savings Starters, Uniquely Canadian, Wealth Builders, Young Investors
When most people think about building wealth, they picture spreadsheets, investment returns, and complicated financial formulas. But here’s the truth: wealth is 80% habits and only 20% math. Yes, the math matters—compound interest, tax efficiency, and smart asset...
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