by Money Couch | May 28, 2025 | Financial Coach, Freedom Planners, Investing, Savings Starters, Wealth Builders, Young Investors
When people talk about investing, they often focus on stock picks, asset allocation, or trying to time the market. But for most investors—especially everyday, long-term investors—the hardest part of investing isn’t technical. It’s emotional. It’s staying the course....
Read More
by Money Couch | May 19, 2025 | Debt Fighters, Financial Coach, Freedom Planners, Intentional Living, Savings Starters, Tax Free Savings Account, TFSA, Wealth Builders, Young Investors
If you’re in your 20s, 30s, or even early 40s, the word “retirement” might sound like something old folks do when they’re basically winding down. Honestly, a lot of people see it as those few years between 65 and, well, the end. But guess what? There’s a fresh, modern...
Read More
by Money Couch | Mar 17, 2025 | Budgeting, Debt Fighters, Financial Coach, Freedom Planners, Intentional Living, Savings Starters, Uniquely Canadian, Wealth Builders, Young Investors
When most people think about building wealth, they picture spreadsheets, investment returns, and complicated financial formulas. But here’s the truth: wealth is 80% habits and only 20% math. Yes, the math matters—compound interest, tax efficiency, and smart asset...
Read More
by Money Couch | Feb 11, 2025 | Debt Fighters, Financial Coach, Freedom Planners, Savings Starters, Tax Free Savings Account, TFSA, Wealth Builders, Young Investors
An Exchange-Traded Fund (ETF) is an investment fund that trades on stock exchanges like a regular stock. Think of it as a basket of investments—it can hold a mix of stocks, bonds, or other assets, providing built-in diversification with just one purchase. Most ETFs...
Read More
by Money Couch | Nov 24, 2024 | Case Studies, Investing, Savings Starters, TFSA, Uniquely Canadian, Young Investors
Courtney is 18 and about to begin her first year at university in Ontario. She works part-time at a local retailer in the mall, and while most of her friends spend their paychecks on $15 chicken sandwich combos and clothes, Courtney opts for $5 burritos and finds...
Read More