Freedom Planner Insight
The Hardest Part of Investing Isn’t What You Think
When people talk about investing, they often focus on stock picks, asset allocation, or trying to time the market. But for most investors—especially everyday, long-term investors—the hardest part of investing isn’t technical. It’s emotional. It’s staying the course....
Financial Independence vs. Retirement
If you’re in your 20s, 30s, or even early 40s, the word “retirement” might sound like something old folks do when they’re basically winding down. Honestly, a lot of people see it as those few years between 65 and, well, the end. But guess what? There’s a fresh, modern...
The 80/20 Principle of Building Wealth: Habits Matter More Than Math
When most people think about building wealth, they picture spreadsheets, investment returns, and complicated financial formulas. But here’s the truth: wealth is 80% habits and only 20% math. Yes, the math matters—compound interest, tax efficiency, and smart asset...